We have the world's most expensive healthcare but not even in the top twenty of the most efficient. In fact, our doctors are not even in control of our healthcare. The insurance companies are.
Recently, I had my annual check up with my doctor. He renewed my prescription for my asthma medication. I called my local pharmacy to get a refill after the doctor called in the prescription. When I went to pick it up the pharmacy told me the Insurance company would not let the prescription be filled until December the fifth.
After calling the insurance company, my medicare provider, they were unable to give me a reason for the stoppage. After discussing the circumstances with them for 15 minutes they tried to switch me to someone who could solve the problem but I was disconnected. The person I had been speaking with had my file in front of her but could not explain or authorize a refill.
Later, I called my doctor who said he could not pressure them to help me get my medication. I checked the Medicare Formulary and looked up the medication which revealed that medicare was the problem since there was a quantity limit. I had been taking the medication for years, at a rate of one a day. I had recently reduced my daily intake to a half a pill a day which means that I had actually underused my consumption under the prescribed dosage.
Obviously, The government and the insurance companies are in charge of our health care not the doctors. If there are any adverse reactions, I wonder if the government is going to be liable.
Our system needs help and we all must start demanding quality for the price we pay since money rules the world in the year 2008.
Voice your thoughts daily to our leaders.
Joe
Two men's take on a world where all the accepted financial and investing rules are not working. Joe has over 50 years experience in large and small companies in the Finance/Accounting world plus many years of Investing and Economic interests.
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